120 CARLYLE CIRCLE, Palm Harbor, FL 34683

4 beds |
4 baths |
2,448 sqft

Single-Family Home
Built in 1962
0.33acre lot
2 car garage
$408/sqft
Listed 17 days ago

Property Description

Welcome to INDIAN BLUFF ISLAND, where it's all about INSTANT EQUITY & LOCATION!!! This rare WATERFRONT gem offers DIRECT GULF ACCESS and sits in a quiet CUL-DE-SAC just seconds FROM THE GULF OF MEXICO where there is ENDLESS WATER ADVENTURES—jet skiing, boating, fishing, kayaking, paddleboarding, and more! Expertly remediated after recent storms, and redesigned to comfortably fit 4 Bedrooms/ 4 Bathrooms & a Bonus Room, this home features all-new drywall, updated electrical, and a BRAND-NEW ROOF (JUNE 2025), this home is ready for its new owner to plug and play by ADDING THE COSMETIC FINISHES of their dreams. Featuring grand CATHEDRAL CEILINGS with breathtaking WATER VIEWS, TWO FIREPLACES in the Formal Living Room & Family Room, and 2 ADDITONAL BONUS SPACES perfect for a home office, man cave, library, or even a 4th and 5th bedroom—this property has ENDLESS POTENTIAL! The PRIVATE DOCK with 20,000lb BOAT LIFT AND 8-YEAR-OLD SEAWALL make it a BOATER’S PARADISE, and with homes in the area selling for $3M+, you’ll be tapping into INSTANT EQUITY the moment you move in. CASH, CONVENTIONAL, RENOVATION, FHA 203K’S, OR HARD MONEY OFFERS ARE ALL WELCOME! This is your chance to CREATE YOUR ULTIMATE WATERFRONT DREAM home at a steal—before it’s gone!

Listing Status:: Active
Date Added:: August 4, 2025 at 05:00AM
Listing Office:: ENGEL & VOLKERS ST. PETE : 727-295-0000
Listing Agent:: Romana Simplice : 813-397-7137
MLS ID:: TB8413795

General: Ceiling Fan(s)High CeilingsNingunoOtherVaulted Ceiling(s)Walk-In Closet(s)
Rooms: Bonus RoomFamily RoomFormal Dining Room SeparateGreat Room
Appliances: None
Laundry: InsideLaundry Room
Flooring: Ceramic TileConcretePorcelain Tile
A/C: Central Air
Heating: CentralSpace Heater
Fireplace: Wood BurningFireplace

This listing courtesy of Romana Simplice, ENGEL & VOLKERS ST. PETE

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.